Small business money management

Four Reasons You Need a Quantity Surveyor Along With Your Regular Accountant

If you are a property investor or anyone who owns income-producing property, you may want to hire a quantity surveyor in addition to your regular accountant. Wondering why it might be essential to have both of these professionals in your corner? Take a look at these facts. 1. Deductions on Income-Producing Properties Can Be Valuable If you own investment properties and certain other types of assets, the Australian Taxation Office allows you to claim a deduction based on the depreciation of that asset. Read More 

3 Smart Choices To Get Maximum Value From Public Liability Insurance For Your Marketing Business

If you run a small marketing business, you must have public liability insurance to protect your customers and employees from any on-premise injuries to avoid paying out of pocket. If an unwanted incident occurs, public liability can help protect you from going insolvent. Whether you like it or not, something can go wrong. Follow these smart choices to get maximum value from public liability insurance for your marketing business. Plan Coverage For All Aspects Of Your Business Read More 

How to Reduce Your Down Payment Requirement When Taking Out a Migrant Mortgage

Borrowing money to buy a home when you are a migrant can be challenging, but it is not impossible. In most cases, migrant mortgage lenders require the buyer to pay a substantial down payment—but there are ways to reduce that burden. If you have migrated to Australia and are trying to get a mortgage without a large down payment, take a look at these ideas: 1. Make your residency as permanent as possible Read More 

Government Help With Childcare Costs: Advice For Parents

Like parents in many other parts of the world, Australians must contend with increasing childcare costs, and the problem is worse in some parts of the country. For example, a 2014 report showed that childcare costs in Sydney have increased 150 percent since 2003. In fact, Sydney residents generally pay more than the national average. In many cases, childcare costs increase because of strong demand and a lack of available places. Read More